Joining your employer
Employer policy
It is optional to belong to one of the PepsiCo SA selected health products:
Medical Schemes:
Bonitas, Discovery Health Medical Scheme or Umvuzo Health
Health Insurance:
Discovery Flexicare or Momentum Health4Me.
Gap Cover
Gap Cover is offered on a voluntary basis through Admed Supreme Gap and is deducted through payroll. Waiting periods may apply to pre-existing conditions.
The employer policy confirms all the PepsiCo South Africa guidelines and rules regarding your healthcare arrangements.
Contributions are a payroll deduction.
If you join one of these medical schemes within 90 days of your employment date, there will be no waiting periods or penalties imposed on your membership for you and your immediate family. Underwriting may apply to special dependants.
Existing employees may join Discovery Flexicare or Momentum Health4Me throughout the year.
Compare medical scheme options
The selected PepsiCo SA medical schemes are Bonitas, Discovery Health Medical Scheme and Umvuzo Health. Contributions are a payroll deduction on a cost-to-company / guaranteed package basis. There are many different medical scheme options within the 3 medical schemes in terms of affordability and health needs. Use this tool to filter and compare the options that are most appropriate for you and your family.
How to use the tool
- The rates are automatically calculated for the main member.
- Select “add dependant” to add spouse, adult(s), or child(ren).
- Answer the three questions relating to hospital and day-to-day cover.
- Select your budget range using the sliding scale.
- The option comparison tool will start generating your contribution and order based on benefit richness.
- By selecting “Group by plan type”, the table will group the plans allowing you to expand and collapse the groupings.
- To view further detailed information about the plans, select the required plans by clicking on each row. Once completed, click the “View Comparison” button.
- To revert to the list of plans, click the “Back to Selection” button.
Gap cover
Gap cover is a top up insurance that can be added to your medical scheme to cover specialist in hospital shortfalls, co-payments in hospital, cancer shortfalls and more…
Admed Supreme Gap is the preferred gap cover provider available to PepsiCo SA employees. Membership is voluntary and monthly contributions are collected from the member via payroll. A 12-month waiting period will apply for any pre-existing conditions.
The Admed Supreme Gap contribution for 2026 is as follows:
Primary care Health Insurance
Primary care is a health insurance product that offers basic network day to day benefits – GP consults, medicine, dental and optical - and emergency/accidental stabilization cover (only) in hospital. These products do not cover general hospitalisation in the case of illness or planned events.
PepsiCo SA employees may join Discovery Flexicare OR Momentum Health4Me as the preferred product through payroll deduction.
Employees are not allowed to join both a medical scheme and a primary care health insurance product provider.
The below contributions are the total 2026 monthly premium and includes a 50% subsidy towards the main member (certain frontline employees only).
Chronic medicine and disease management
If you have been diagnosed with a chronic condition e.g., hypertension, diabetes or an illness (e.g., oncology, dialysis), you will need to register this on your medical scheme. Medical schemes require you to complete a process to ensure registration on the programmes. It is advisable to obtain a membership number and then submit your application for chronic and disease registration.
Loyalty programmes
Your medical scheme may have a wellness and loyalty programme that provides rewards, discounts and benefits for leading a healthier lifestyle. This may come at an additional cost.
Forms
If you are joining the medical scheme within a concession period (1 January)
If you are joining the medical scheme within 90 days of your employment date
If you are joining the medical scheme after 90 days of your employment date
If you are already a member of one of the existing medical schemes and you need to transfer this to your new employer
Bonitas – Your Benefits team must send an email to the medical scheme to request the transfer to PepsiCo payroll
Discovery Health – You and the Benefits team administrator must complete the Transfer form
Umvuzo Health - Your Benefits team must send an email to the medical scheme to request the transfer to PepsiCo payroll
Gap cover application form
Primary care application form
Employees need to apply for membership on myHUB.
Chronic application form
Loyalty programme application form