Year-end option changes
Medical scheme changes
Bonitas, Discovery Health and Fedhealth have made changes to their contributions and benefits for 2026. Read a summary of the contribution and benefit changes below.
Fedhealth
Fedhealth announced an average contribution increase of 9.6% effective 1 January 2026. Increases per plan range from 5.0% to 14.5%.
Click the icon below for a summary of the Fedhealth benefit changes for 2026.
Bonitas
Bonitas announced and average contribution increase of 8.8% effective from 1 January 2026. Increases per plan range from 6.9% to 11.3%.
Click the icon below for a summary of the Bonitas benefit changes for 2026.
Discovery Health
Discovery Health announced and average contribution increase of 7.2% effective from 1 April 2026. Increases per plan range from 0.0% to 7.9%
Click the icon below for a summary of the Discovery Health benefit changes for 2026.
Gap changes
Admed Gap has made some changes to their contributions and benefits for 2026.
The Admed Gap contributions specific to Investec effective 1 January 2026 are as follows:
- Primary Gap – R292 per family per month
- Supreme Gap – R426 per family per month
This equates to a 10.6% increase to both plans for 2026.
Click the icon below for a summary of the AdmedGap benefit changes for 2026.
How to change your option / scheme
Please sign in below if you want to change your option within your current medical scheme or change medical schemes within your employer preferred arrangements effective from 1 January 2026.
Please use your ID number as username and membership number as password.
Please note that option changes within your current medical scheme will be captured through this portal and implemented before the end of the year without any further requirements.
However, for all medical scheme changes, this portal will provide you with the relevant membership application form to be completed and submitted to your P&O Operations Consultant for processing to complete the change.
How to join gap cover
Below is the Admed Gap brochure and debit order application form for 2026.
If you would like to join Admed Gap effective from 1 January 2026, then please print and complete the debit order application form and submit to your P&O Operations Consultant for processing.
A 12 month waiting period for any pre-existing conditions will apply.