Gap cover
Brochures
Gap cover is a top up insurance that can be added to your medical scheme to cover specialist in hospital shortfalls, co-payments in hospital, cancer shortfalls and more…
Kaelo Gap is the preferred gap cover provider with membership being voluntary and monthly contributions are collected from the member through payroll for in service employees and debit order for pensioners. The contribution for 2024 for members under 65 is R189 per family per month. The contribution for members over 65 will be confirmed.
A 12 month waiting period on pre-existing conditions may apply. The three month waiting period will be waived. If you already have gap cover with no waiting periods, and switch to this gap cover, you will have no waiting periods.
Forms
To apply, please complete the corporate application form if you are an in service active employee and the individual form if you are a pensioner. Send completed forms to heinken@alexforbes.com.