Joining your employer
Employer policy
Effective 1 May 2024, Remedi Medical Aid Scheme will become the primary medical aid scheme for Heineken Beverages employees (based in South Africa).
HB employees based in South Africa and who are currently participating on either Bonitas or Discovery Health Medical Scheme, can join Remedi Medical Aid Scheme without waiting periods and late joiner penalty fees, on condition you join the scheme effective 1 May 2024, 1 June 2024, 1 July 2024, 1 August 2024 or 1 January 2025. The change is not compulsory and you can remain on Bonitas or Discovery Health if you wish to do so.
Once you have elected to join Remedi, you can unfortunately not become a member of Bonitas or Discovery Health again.
The employer policy confirms all the Heineken guidelines and rules regarding your healthcare arrangements.
Compare medical scheme options
The selected Heineken scheme is Remedi Medical Aid Scheme. Contributions are a payroll deduction on a cost to company basis (no subsidy). There are 3 different medical scheme options within Remedi in terms of affordability and health needs. Use this tool to filter and compare the options that are most appropriate for you and your family.
How to use the tool
- The rates are automatically calculated for the main member.
- Select “add dependant” to add spouse, adult(s), or child(ren).
- Answer the three questions relating to hospital and day-to-day cover.
- Select your budget range using the sliding scale.
- The option comparison tool will start generating your contribution and order based on benefit richness.
- By selecting “Group by plan type”, the table will group the plans allowing you to expand and collapse the groupings.
- To view further detailed information about the plans, select the required plans by clicking on each row. Once completed, click the “View Comparison” button.
- To revert to the list of plans, click the “Back to Selection” button.
Gap cover
Gap cover is a top up insurance that can be added to your medical scheme to cover specialist in hospital shortfalls, co-payments in hospital, cancer shortfalls and more…
Kaelo Gap is the preferred gap cover provider available to Heineken Beverages Employees (based in South Africa). You can join Kaelo Gap on a voluntary basis at a cost of R170 per family per month. Contributions are deducted via payroll if you are an employee.
For Heineken Beverages Pensioners who are under the age of 65, the premium will be R170 per family per month. For Heineken Beverages Pensioners who are over the age of 65, the premium will be R315 per family per month. Contributions are deducted via debit order if you are a Heineken Beverages Pensioner.
The above-mentioned rates for employees and Pensioners are applicable to the 2024 benefit year. Contributions increase on the 1 January each year
Should you join Kaelo Gap Optima effective 1 May 2024 or 1 June 2024, the 3 month general waiting period will be waived. However, the 12 month condition specific waiting period will still be in place
Chronic medicine and disease management
If you have been diagnosed with a chronic condition e.g., hypertension, diabetes or an illness (e.g., oncology, dialysis), you will need to register this on your medical scheme. Medical schemes require you to complete a process to ensure registration on the programmes. It is advisable to obtain a membership number and then submit your application for chronic and disease registration.
Loyalty programmes
Your medical scheme may have a wellness and loyalty programme that provides rewards, discounts and benefits for leading a healthier lifestyle. This may come at an additional cost.
Forms
Each provider has various forms that you may need to complete to ensure you are registered as a member.
Once completed, please submit your form on AskHR.
If you are joining the medical scheme within 90 days of your employment date
If you are joining the medical scheme after 90 days of your employment date
If you are already a member of one of the existing medical schemes and you need to transfer this to your new employer
Chronic application form
Loyalty programme application form