Joining your employer

Employer Policy

It is compulsory for employees of the Gerber Goldschmidt Group to belong to the Momentum Health Medical Scheme, except if they elect to remain on their spouse/partner’s medical scheme as a dependant.

Employees need to join within 90 days from their date of permanent employment to avoid medical underwriting (waiting periods, exclusions and/or late joiner penalties).

Gap Cover is offered via MomentumGap, which offers a seamless claims process. However, as gap cover is offered on a voluntary basis, waiting periods may be imposed.

Compare medical scheme options

The selected Gerber Goldschmidt Group medical scheme is Momentum Health. Contributions are a payroll deduction. There are many different medical scheme options within the medical scheme in terms of affordability and health needs. Use this tool to filter and compare the options that are most appropriate for you and your family.

How to use the tool

  1. The rates are automatically calculated for the main member.
  2. Select “add dependant” to add spouse, adult(s), or child(ren).
  3. Answer the three questions relating to hospital and day-to-day cover.
  4. Select your budget range using the sliding scale.
  5. The option comparison tool will start generating your contribution and order based on benefit richness.
  6. By selecting “Group by plan type”, the table will group the plans allowing you to expand and collapse the groupings.
  7. To view further detailed information about the plans, select the required plans by clicking on each row. Once completed, click the “View Comparison” button.
  8. To revert to the list of plans, click the “Back to Selection” button.

Gap cover

Gap cover is a top up insurance that can be added to your medical scheme to cover specialist in hospital shortfalls, co-payments in hospital, cancer shortfalls and more…

MomentumGap is the preferred gap cover provider for the Gerber Goldschmidt Group. Membership is voluntary and monthly contributions are collected from the member via payroll. A general 3-month general waiting period, 9 month waiting period on pre-existing conditions and 12 months on pregnancy and cancer, may apply.

The MomentumGap premium for Gerber Goldschmidt Group employees for 2025 is:

Type
Premium
Supreme
R373 per family per month

To join, please complete the below application form and submit to your HR department.

Primary care Insurance

Primary care is a health insurance product offering basic network daily benefits – GP (general practitioners) consults, medicine, dental and optical – and emergency stabilization cover in hospital.

Gerber Goldschmidt Group uses Momentum Health4Me as the preferred product through a payroll deduction.

To qualify you need to earn a monthly income of less than R40 000.

Please note that that Momentum Health4Me is not a medical scheme. The cover is not the same as that of a medical scheme and is not intended to substitute for medical scheme membership.

Momentum Health4Me networks.

Chronic medicine and disease management

If you have been diagnosed with a chronic condition e.g., hypertension, diabetes, you will need to register this on your medical scheme. To activate your Chronic benefit from Momentum Medical Scheme, simply ask your treating doctor to call Momentum on 0860 117 859.

Loyalty programmes

Your medical scheme may have a wellness and loyalty programme that provides rewards, discounts and benefits for leading a healthier lifestyle. This may come at an additional cost. Read more below....

Forms

Each provider has various forms that you may need to complete to ensure you are registered as a member.

Once completed, please send your form to your HR Representative.

Please Note

The site will be updated once the 2025 application forms are received from Momentum.

If you are joining the medical scheme within 90 days of your employment date

If you are joining the medical scheme after 90 days of your employment date

If you are already a member of one of the existing medical schemes and you need to transfer this to your new employer

Gap cover application form

Primary care application form

Chronic application form

Loyalty programme application form

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